In the summer of 2014, I embarked on a solo backpacking adventure across Northern Michigan. With no one to talk to along the way, my journal became a powerful and necessary companion. I wrote journal nearly every day, sometimes many times a day, to capture the events and insights of my time on the trail or […]
Not for Sale
Originally published by Metro Times
At the time of this writing, Detroit is in the midst of yet another round of the staged cage-fight that is the tax foreclosure auction. In many ways this feels like an individual fight — one home at a time fighting to mitigate the harshest consequences such as eviction, homelessness, and permanent property damage. Yet this issue affects the city as a whole, and it’s important that we do not become desensitized to the routine social violence that it represents. The truth is that Detroit is for sale by our own local government, and it is time to challenge the convenient notions that help us fall asleep at night.
In its barest terms, here is how the tax foreclosure process functions in Detroit:
When you own a home, you have to pay taxes. Every year, the city of Detroit assesses the property value and issues two tax bills accordingly. Property taxes help pay for infrastructure, libraries, the zoo, schools, garbage pickup, and so on. If the city taxes are not paid, the debt gets passed on to the Wayne County Treasurer, which acts as a collections agency, tacking on 18 percent interest per each year if the taxes go unpaid. After three years, state law requires that the Wayne County Treasurer foreclose on the property and put it up for sale in an auction, where it is sold to the highest bidder.
Under this system, one out of every three Detroit properties has been put up for auction by the Wayne County Treasurer since 2002.
Understandably, the consequences of such massive forced turnover in property ownership are severe. The system provides a harsh penalty for violating the social contract: pay your taxes or lose your house. However, it fails to address the underlying reasons for tax delinquency or adequately recoup lost revenue, and leads to deep and enduring consequences that devastate the city as a whole.
Myth 1: The system is fair Continue reading